Auto Insurance Claim | Filing Auto Insurance Claims In Charleston
Auto Insurance Claim | A auto accident is surely a terrifying experience. So when you are involved in a auto accident where do you begin the process of filing an insurance claim? Irrespective of the auto insurance claim company whose policy you purchase, filing a auto insurance claims requires you to follow a few basic rules. Here is a useful guide on how to file auto insurance claims in Charleston
If you think you auto insurance claim can wait, you are wrong. Even in situations when you are injured in the accident, ask a family member or friend to initiate the process of your insurance claim. After all, there are many companies in Charleston who refuses auto insurance claims simply because the policy owner is unable to initiate the filing process at the right time.
Understand what does your policy covers
Usually, people should be aware of the details covered in the policy at the time of purchase itself. However, if you haven’t done so as yet, make sure you understand the different areas covered as part of your policy before filing your claim. Even if you are running short of time, we strongly recommend you to be clear about the details before submitting your claim.
Organize your documentation
While submitting your auto insurance claims, make sure that the documents are in order. Ideally, your insurance form carries the details of the documents that you need to submit. Nevertheless, if you have doubts, don’t waste time taking wild guesses. Instead, just ask your insurance agent. Having handled several cases similar to yours, the agent will be able to guide you easily.
Take proof of submission!
Once your insurance docket is ready, you have to submit it at the nearest office of your policy provider. But, when you submit the claim, make sure that you take an acknowledgment from the executive who accepts your documents. This is important for future references.
Be regular with a follow-up!
The insurance company will give you an executive who will walk you through the process until your claim is processed. This representative will do everything from scheduling the inspection of your vehicle to getting the repairs done and even arranging for a rented car, depending on the aspects covered in your policy. Additionally, the representative is also the person who will help you clarify your doubts until the processing is completed.
If you’ve been in a auto accident in the past 3 years, your insurance company probably still owes you money that you never collected! You probably weren’t told about it, but in most cases you’re entitled to collect “Diminished Value” (in addition to repairs) on your damaged vehicle…and it could be thousands of dollars! Contact us today to see if you qualify for a diminished value claim.
- South Carolina Offices: 678-794-2878
- Atlanta Offices: 404-392-4822
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