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What Is...
What Is Diminished Value
Diminished Value (DV) is the loss in market value that occurs when a vehicle is wrecked and repaired.
A reasonable consumer will not pay the same price for a wrecked, then repaired vehicle, as they will for a vehicle with no accident history. Even if the repairs were done well, the vehicle will still lose value.
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Cheap Repair Parts And Insurance Claims: What you need to know...

On Anderson Cooper 360 (CNN)
Aired February 11th, 2015

The Diminished Value Experts

David Montanaro is a licensed appraiser in the State of Georgia as well as certified South Carolina licensed Insurance Appraiser #780097. He began working in the diminished value field in 1976 as a staff vehicle material damage appraiser for Liberty Mutual Insurance Company where he worked for 18 months. He then took a position with Kemper Insurance Company.

During his 24 years with Kemper, David continued to write diminished value as well as ACV reports and is considered an expert in the vehicle appraisal field. Since then, David has owned and sold 2 successful collision repair facilities in Atlanta, GA and Charleston, SC. Because of Davids background and experience, it was only natural that he decided to continue being an advocate to customers who have been involved in an auto accident and therefore he now writes Diminished Value and Actual Cash Value (ACV) reports as a specialty.

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The Diminished Value Experts

What Are The Qualifications
What If I Don't Qualify?

All vehicles that are damaged and repaired suffer some amount of diminished value. However, not all situations qualify to make a claim to an insurance company to be compensated for diminished value. Some of the determining factors include: the state in which you live, how the damage occurred, and whether or not you were at fault.

Our Testimonials


I am extremely happy that I chose Mr. David Montanaro to be my EXPERT WITNESS in my diminished value suit against the person who ran his motorcycle into my car!! He did an excellent job of testifying for me, and, thanks to him and his testimony, the judge ruled in my favor! He was always… Read more “THANK YOU, MR. MONTANARO!!”

Lynn Comen

David Montanaro is the Best!!

David Montanaro is simply the best Diminished Value assessor. I was the victim of a hit and run auto accident earlier this year, and my insurance company hoped that I wouldn’t realize I had a DV claim clause in my contract with them. After having a fantastic experience at Buckhead Collision, Noman and Scott recommended… Read more “David Montanaro is the Best!!”

Kayla Ibarra


I had been dealing with my insurance company about the total loss of my van. Their offer was ridiculous so David stepped in and took care of it for me. He got me more money and closed it out for me. I really appreciate all that he did. I would definitely recommend him to anyone… Read more “GREAT JOB DAVID!!!!!!”

Marlynda Fitzgetald

Contact Us

Atlanta Office

5555 Glenridge Connector Suite 200
Atlanta, Georgia 30342
Tel: 678-794-2878

South Carolina Office

4000 S. Faber Place Drive Suite 300 Charleston, South Carolina 29405
Tel: 678-794-2878